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Rewards are subject to change
The Ascendant card for NYC and Chicago. Sleek, energetic rewards for dining out, nightlife, and modern luxury.

Built for status, nightlife, and high-tech convenience in Tier 1 cities.
Restaurants, takeout, and delivery earn 5x points for the city’s best meals.
Ride-shares, high-end fitness, and fashion/electronics earn elevated rewards.
Boost rewards on software, streaming, and the apps that run your life.
Monthly statement credits for CTA or MTA refills plus $10/month in Uber/Lyft credits.
Comprehensive protections for purchases, devices, and travel with white-glove support.
Curated dining drops, event access, and last-minute tables in the app.
Rewards built for the new luxury
Premium privileges for distinguished members
24/7 elite concierge service for restaurant reservations, event access, travel planning, and personal assistance worldwide.
Comprehensive coverage up to $350,000 including trip cancellation, delay protection, lost baggage, and emergency medical worldwide.
Automatically extends manufacturer warranties by up to 2 years on eligible purchases, doubling your protection period.
Coverage for damaged or stolen phones up to $800 per claim when you pay your monthly bill with your Phoenix Card.
Join the waitlist for the Phoenix Card—built for dining out and the new luxury in NYC and Chicago.
720+ Credit Score Required • Subject to Approval • Terms Apply